Save Time and Money with Our Convenient Closing Process
Florida passed the legislation that allowed Remote Online Notarization (RON) in June, 2019 and was one of the four states where it was fully implemented January 1, 2020. With the implementation of RON, the mortgage and title transfer industries has entered the age of digitalization in Florida. Now, all the parties involved in a real estate deal can perform mortgage closing and title transfer formalities virtually without their physical presence.
The notary public must be physically in Florida while performing an online notarization, but the signer may be anywhere around the world. The notary and signer may perform the notarial act through online-video communication technology – in other words, a webcam. Integration with MERS registry digitalizes the entire process allowing lenders to generate eNotes that can be stored and transferred electronically. In fact, electronically signed and stored documents can be accessed anytime from anywhere and are considered as authentic as ‘wet-signed’ paper documents. For lenders in Florida, eClosing is the best tool to substantially reduce turn times on the secondary markets and at the same time provide exceptional customer service to their borrowers by ensuring less time wasted on underwriting process and cumbersome paperwork. The borrowers get access to funds faster.
Atlantic Title Firm is Florida’s first online title transfer platform. Having partnered with many leading mortgage lenders in the state, we have put in place a tried-and-tested eClosing process and are committed to helping Florida lenders in transitioning from traditional paper closings to fully online closing. We also work directly with buyers, sellers and real estate professionals including agents and lawyers.
eClosing at a Glance in Florida
Notaries are allowed to offer electronic as well as fully remote notarization in Florida. Electronic notarization is different from remote online notarization. In eNotarization, the docs are signed electronically but the signers and notary have to be physically present in the same room. On the other hand, there is no need for the signers to be physically present in a remote online notarization, also known as RON.
Buying a home? You need to be certain that the seller is the true owner of the property and that no outstanding issues damaging title carry over to you.
Why? Because if there are problems with the title it can restrict the use of the property and ultimately result in financial loss. That’s where Atlantic Title Firm can help you. We conduct a comprehensive title search that will cover your investment with a title insurance policy to give you peace of mind that your ownership is free and clear of any issues.
The cost is minimal and is only paid once. There are no renewal premiums, and there is no expiration date on the policy. Yet the protection lasts as long as you, or your heirs, maintain an interest in the property.
Selling your house? Atlantic Title Firm will work with you to coordinate any satisfactions of liens and prepare all the necessary closing documentation to make the experience for you and the buyer as smooth as possible. We promise competitive rates, great communication and amazing service.
Buyer and Seller Benefits with Atlantic Title Firm:
- Single point of contact
- Full service on every transaction
- Timely and accurate title commitments
- Superior communication
- Knowledgeable and professional staff
- Contract Upload capability or drop off
Atlantic Title Firm: for Home Sellers
Want to reduce stress that comes with cumbersome paperwork after you list your home for sale? Atlantic Title Firm has made closing and title transfer formalities a breeze for thousands of home sellers exactly in your situation. Trusted by leading mortgage lenders across the United States, Atlantic Title Firm prides itself on its specialized knowledge in online closing and title transfer. With secondary market leaders such as Fannie Mae recommending Atlantic Title Firm, you will feel empowered and in control throughout the process by leveraging our secure, fully approved and efficient digital systems. Close in 15 minutes from anywhere (even when you are on vacation in Costa Rica).
Access documents electronically on the go. Review them and ask for clarification in case of any ambiguity or mistakes. We make sure your rights are protected as you get plenty of time to review docs before closing (unlike traditional paper closing).
From listing your home for sale to reviewing and negotiating offers, you have already gone through a lot of trouble. With Atlantic Title Firm, you don’t need to wait for courier services to get the revised documents signed, re-signed and delivered. You have real time access to documents electronically.
Closing on The Go
Remote Online Notarization (RON) – now effective in over half of states in the nation – eliminates requirement for your physical presence for closing. So, no need to drive across town in the middle of rush hour to sign a bunch of paperwork. In fact, close from anywhere in the world with confidence.
We work with leading lenders in the nation and help them implement digital closing so that they can fund loans faster. It speeds up the closing process substantially.
Just like you can close from anywhere, anytime, Atlantic Title Firm provides the same flexibility to all parties involved in the deal. Lenders and buyers can also sign docs remotely, resulting in a more coordinated, convenient and hassle-free closing.
One of the first agencies to adopt online title transfer in the nation, we specialize in helping people close digitally. Having been tested in thousands of real estate transactions, the technology we use is absolutely secure and trustworthy.