The Title Partner Florida Lenders Trust
48-hour title commitments, CPL letters, and lender-ready closings across all 67 Florida counties. We work at your pace — not the other way around.
Everything Your Loan File Needs
From pre-closing title work to post-closing recording, Atlantic Title Firm handles every step of the title and settlement process with accuracy, speed, and full CFPB compliance.
Title Search & Examination
30-year title searches conducted by licensed Florida examiners. We identify all liens, judgments, open mortgages, HOA assessments, and encumbrances — delivering a clean title commitment your underwriters can rely on.
Lender's Title Insurance
We issue lender's title insurance policies through Florida's top A-rated underwriters, protecting your loan investment from prior claims, defects in title, and challenges to your lien position.
Closing Protection Letters (CPL)
We issue Closing Protection Letters promptly so your loan doesn't sit waiting. Our CPLs meet the requirements of Fannie Mae, Freddie Mac, FHA, VA, and private lenders.
Closing Disclosure Preparation
Accurate, RESPA/TRID-compliant Closing Disclosures prepared and balanced with your loan officer in advance of closing. We flag any fee discrepancies early so there are no surprises on closing day.
Escrow & Funds Management
We hold and disburse all closing funds through our licensed escrow accounts. Wire instructions are provided securely, and all disbursements are documented and reconciled for your records.
Post-Closing & Recording
Deeds and mortgages are recorded with the appropriate county clerk promptly after closing. We provide recorded document copies and final title policies within your required delivery windows.
From Order to Closed — Smoothly
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Submit Your Order
Send us the purchase contract or refinance authorization. We open your file the same day and assign a dedicated loan coordinator who will be your single point of contact throughout the transaction.
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Title Search & Commitment
Our licensed examiner begins the 30-year title search immediately. We deliver the title commitment within 48 hours — or sooner on rush requests. All exceptions are clearly documented for your underwriter.
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CPL Issuance & CD Balancing
We issue your Closing Protection Letter and work directly with your loan officer to balance the Closing Disclosure. We notify you of any discrepancies before closing day, not at the table.
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Closing & Funding
We coordinate closing with all parties, receive your wire, and execute all documents. Funding confirmation and recording information are provided immediately upon completion.
We Work With All Loan Types
Our closing team is experienced with the documentation and disclosure requirements across every major loan product.
Fannie Mae & Freddie Mac conforming loans
Government-backed purchase and refinance loans
High-balance and non-conforming loan closings
Rate-term and cash-out refinance transactions
New construction draw and end-loan closings
Private and bridge lender closings statewide
Ready to Work Together? Open Your First Order.
We'll assign a dedicated coordinator to your account and have your first title commitment within 48 hours.
Free Florida Closing Calculators
Backed by the Nation's Leading Underwriters
Every policy we issue is backed by one of four established national title insurance underwriters. Because Florida title rates are set by the state, the underwriter never changes your premium — only the financial strength standing behind your coverage.
