Frequently Asked Questions

A typical residential closing in Florida takes 30–45 days from contract to close. Cash closings and refinances can often close in 7–21 days. Atlantic Title Firm works efficiently to meet your timeline.

A Florida title company conducts a title search to verify clear ownership, issues title insurance policies, holds escrow funds, coordinates the closing process, prepares closing documents, and records the deed with the county.

In Florida, it is customary for the seller to pay for the owner's title insurance policy. However, this is negotiable. The buyer typically pays for the lender's title insurance policy if financing is involved.

Yes. Atlantic Title Firm is fully equipped to conduct Remote Online Notarization closings. Florida law allows fully digital closings, and our title agents notarize documents electronically via secure video technology from anywhere.

Absolutely. We specialize in commercial closings across Florida including office, retail, multi-family, land, and industrial assets. We handle everything from simple lot purchases to complex multi-property portfolio transactions.

A title search is a review of public records to trace the ownership history of a property and identify any outstanding liens, judgments, easements, or other encumbrances. A standard title search takes 24–72 hours; rush searches are available within 24 hours.

Escrow is a neutral account where funds are held during the real estate transaction. After all closing conditions are met, funds are disbursed to the appropriate parties. Atlantic Title Firm manages all escrow accounts with full regulatory compliance.

Yes! We offer Remote Online Notarization (RON) closings so you can sign all documents via secure video call from anywhere in the world. We also offer mail-away closings for clients who cannot attend in person.

If a title issue is found during the title search, our team works proactively to cure it before closing. Most issues — such as old liens, judgments, or clerical errors — can be resolved efficiently. Our title insurance policies protect you from any undiscovered issues that arise after closing.

Yes. Cash closings are often simpler and faster than financed transactions. Without a lender in the process, we can sometimes close cash deals in as little as 7 days.

In Florida, title insurance is a one-time premium regulated by the state. The cost is based on the purchase price of the property. For a $300,000 home, the owner's title insurance premium is approximately $1,575. Contact us for a precise quote on your transaction.

You'll need a valid government-issued photo ID, a cashier's check or wire confirmation for any funds due at closing, and any other documents requested by your lender or agent. Our team will send you a detailed checklist before your closing.

Yes. We coordinate with homeowners associations to obtain estoppel letters verifying all dues, assessments, and violations — a critical step in Florida closings for HOA properties.

You can order online through our website, call us at (561) 396-2692, or email info@atlantictitlefirm.com. Our team will open your file the same business day and be in touch within 24 hours.