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FIRPTA Withholding Calculator

Estimate the federal FIRPTA withholding due when the seller is a foreign person — with the primary-residence exemption tiers built in.

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What is FIRPTA withholding?

The Foreign Investment in Real Property Tax Act (FIRPTA) requires the buyer to withhold federal tax when the seller is a foreign person. The default rate is 15% of the amount realized. It drops to 10% when the buyer will use the property as a primary residence and the price is between $300,000 and $1,000,000, and to 0% at or below $300,000 with a qualifying primary-residence use.

FIRPTA is nuanced and the IRS rules control. Atlantic Title Firm coordinates FIRPTA withholding and documentation at closing — always confirm specifics with your CPA or attorney.

Frequently Asked Questions

What is the FIRPTA withholding rate?

Generally 15% of the amount realized. It can drop to 10% or 0% under the buyer primary-residence price tiers ($300k–$1M, or $300k or less).

Who is responsible for FIRPTA withholding?

The buyer (transferee) is legally responsible for withholding and remitting it to the IRS, typically handled through the closing agent.

Is this a substitute for tax advice?

No. This is a planning estimate only. FIRPTA outcomes depend on IRS rules and the seller's status — consult a CPA or attorney.

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