Crescent City Title Company
Crescent City closings done right: title search, escrow, doc prep and recording from a Florida title agency licensed statewide.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Crescent City and the rest of Putnam County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Crescent City know-how and statewide reach. Crescent City sits on a strip of land between Crescent Lake and Lake Stella along US 17, a small historic town that calls itself the Bass Capital of the World. The surrounding country is fern and foliage farms, potato fields toward Hastings, and the St. Johns River communities of Welaka, Georgetown and Pomona Park. Our Crescent City files are mostly lakefront, older in-town homes, family acreage and manufactured homes on land.
On a typical $200,000 Crescent City sale, the Florida-specific closing costs run about $2,502 (deed doc stamps + owner’s title + recording). In Putnam County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Crescent City
If you have bought or sold in another state, two Crescent City line items will look unfamiliar. Florida taxes the transfer itself through deed doc stamps at $0.70 per $100, and it fixes the owner's title premium by regulation, so the rate is identical whether you close with us or anyone else in Putnam County. Worked through on a $200,000 Crescent City sale:
Example: $200,000 sale in Crescent City
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Crescent City closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Crescent City
Family land without clean paper. Southern Putnam County property often passed by inheritance for generations with no probate and no deed. We identify the heirs, use summary administration or affidavits of heirship where the law allows, and clear fractional interests so the property can be sold with a full owner’s policy.
Lakefront on Crescent Lake and Lake Stella. Crescent Lake is navigable and its bottom is sovereignty land, which means docks and boathouses need permits and riparian rights matter. Lake Stella is smaller and the rules differ. We read the survey and the chain so buyers know where their ownership stops.
Manufactured homes and wells. A large share of homes outside the city core are manufactured homes on acreage with well and septic. If the home was never retired to real property, the deed does not convey it. We check the DHSMV status and handle the retirement as part of the closing.
Farms and greenbelt. Fern and foliage operations carry agricultural classification that does not automatically pass to a buyer, and a change of use triggers a rollback. We flag the classification and the reapplication deadline on every farm-land file.
Who Pays for Title Insurance in Crescent City?
Who writes the check for the owner's policy in Crescent City? By Putnam County custom, the seller, which is also why the seller usually gets to choose the closing agent. The custom is strong but not binding: the contract's title paragraph decides, and we close plenty of Crescent City files where the buyer pays and picks, or where the cost is split.
Crescent City Closing Cost Quote
Buying, selling or refinancing in Crescent City? We'll send a written quote for title, escrow and recording within one business day.
Property Taxes & Homestead in Crescent City
The Putnam County Property Appraiser assesses Crescent City property every January 1, and the total levy is about 24.5 mills per $1,000 of taxable value (the 2025 City of Crescent City total rate; unincorporated Putnam County parcels use a different, usually lower, rate). A permanent resident can claim the homestead exemption and the Save Our Homes 3% cap; an investor or second-home buyer cannot, and every buyer inherits a fresh market-value assessment the year after closing. Model it before you make an offer.
Estimate Crescent City property taxesFree property-tax estimator with Putnam County millage & homestead→Recording Your Deed in Crescent City
Once you sign and fund, Atlantic Title Firm records your deed (and mortgage, if any) with the Putnam County Clerk in Palatka, pays the statutory recording fee of $10 for the first page plus $8.50 per additional page, and remits the deed and note doc stamps and intangible tax. Electronic recording means a Crescent City deed is usually on record the same day.
How Your Crescent City Closing Works
Open the File
Send us the executed contract — you, your agent or your lender. We open escrow, order the Crescent City search and send wire-safety instructions the same day.
Search & Clear
Our examiners run the Putnam County records for liens, judgments, easements and gaps in the chain, then clear what turns up.
Commitment & Figures
You receive the title commitment; we order payoffs, estoppels and the survey and build the settlement statement with your lender.
Sign, Fund, Record
You sign in person, by mail or by remote online notary; funds disburse; the deed records with the Putnam County Clerk and your owner's policy issues.
Crescent City Title & Property Considerations
Historic homes downtown and along the lake bring long chains of title, old easements and occasional unreleased mortgages. The Crescent City combined millage is among the highest in the region because of the city’s small tax base, so confirm whether a property is inside or outside city limits before you budget.
Deeds record with the Putnam County Clerk of the Circuit Court in Palatka; we record electronically the day of closing so a trip up US 17 is never required.
Our Crescent City title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Crescent City
Atlantic Title Firm closes throughout Crescent City, including downtown Crescent City, the Crescent Lake and Lake Stella shorelines, Pomona Park, Satsuma, Welaka, Georgetown and Fruitland:
Have a Crescent City Contract? Send It Over.
We'll open the file today and quote your closing costs to the dollar.
☎ (561) 396-2692Order TitleCrescent City Title Company FAQ
Does Atlantic Title Firm close in Crescent City and southern Putnam County?
Yes. We handle title insurance, escrow and closings in Crescent City, Pomona Park, Satsuma, Welaka, Georgetown and the surrounding farm and lake country.
What do title insurance and doc stamps cost on a Crescent City sale?
On a $200,000 Crescent City sale the Florida-specific items are about $1,400 in deed documentary stamps, $1,075 in owner's title insurance and roughly $27 in recording. Our Crescent City closing cost calculator adds lender fees and prorations.
Who pays for title insurance in Putnam County?
The seller customarily pays for the owner's title policy in Putnam County and usually chooses the closing agent. The contract can shift that.
Can you sell family land when some heirs cannot be found?
Often, yes, though it takes longer. We identify every interest holder, use probate or affidavit procedures where the law allows, and clear or except each interest so the buyer receives a full owner's policy.
Is a dock on Crescent Lake covered by my title policy?
The policy insures your upland parcel and the riparian rights that go with it. The lake bottom is state sovereignty land, and the dock itself depends on its permit, which we review before closing.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Crescent City agents make us their preferred title company.
Open & Move Your File Online
Already have a signed contract? Send it over and we’ll open your file today.
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Nearby Cities & Counties We Serve
Crescent City is in Putnam County. See the full county page, or our statewide coverage across all 67 Florida counties.