Enter your sale price, real estate commission, and mortgage payoff to estimate your net proceeds — the money you actually take home from your Florida closing.
This is an estimate. Your exact figures depend on your contract, payoff statement, and proration date.
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Selling soon? Leave your info and our team will prepare a precise, line-by-line net sheet for your transaction — fast, accurate, statewide.
A net sheet answers the only question most sellers really care about: how much will I actually walk away with? It begins with your sale price and subtracts every cost that comes out of the seller's side at closing, leaving your estimated net proceeds. The calculator above uses Florida's promulgated title insurance rates and statutory doc-stamp formulas — the same numbers we apply on real Atlantic Title Firm closings — so your estimate lines up with your actual settlement statement.
Real estate commission is usually the largest deduction — commonly around 5–6% of the sale price, split between the listing and buyer's agents. Mortgage payoff is the remaining balance on any loans secured by the property, taken straight from your lender's payoff statement (it may include a few days of per-diem interest). These two are unique to your situation, which is why you enter them yourself.
Owner's title insurance — in most Florida counties the seller customarily buys the owner's policy for the buyer, priced at the state-promulgated rate (about $5.75 per $1,000 up to $100,000, then $5.00 per $1,000 above that). In Miami-Dade, Broward, Sarasota, and Collier counties the buyer customarily pays; uncheck the box if that applies to you. Documentary stamp tax on the deed is $0.70 per $100 of the sale price ($0.60 in Miami-Dade) and is customarily a seller cost. Optional fields let you add a settlement/closing fee and any property-tax prorations or other agreed costs.
A net sheet is an estimate. Final numbers depend on your exact contract terms, the payoff good through your closing date, property-tax prorations as of the day of closing, HOA or condo estoppel fees, and any repairs or credits negotiated with the buyer. For a precise, line-by-line net sheet built on your actual contract, request one above — we'll have it back to you fast.
An itemized estimate of the proceeds you'll take home from selling your home. It starts with the sale price and subtracts your costs — commission, mortgage payoff, owner's title insurance, deed doc stamps, settlement fees, and prorations — to reach your estimated net proceeds.
By custom it varies by county. In most Florida counties the seller pays; in Miami-Dade, Broward, Sarasota, and Collier the buyer customarily pays. It's always negotiable in the contract — uncheck the box above if the buyer is paying in your deal.
Yes — the seller customarily pays the documentary stamp tax on the deed: $0.70 per $100 of sale price ($0.60 in Miami-Dade on single-family homes). It's included in the net sheet above.
We prepare your net sheet, handle title search and insurance, doc stamps, payoff coordination, and settlement — statewide, with transparent flat fees.
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