Atlantic Title Firm is a Florida title company serving Hobe Sound and the surrounding Martin County area. We handle title insurance, escrow, and real estate closings for buyers, sellers, for-sale-by-owner deals, investors, and lenders — with local Hobe Sound knowledge and the reach to close anywhere in the state. Hobe Sound is a quiet, upscale slice of southern Martin County — from the exclusive barrier-island enclave of Jupiter Island to mainland golf communities and old-Florida riverfront. Coastal exclusivity, gated-community estoppels, and Martin County's low millage define a Hobe Sound closing.
On a typical $500,000 Hobe Sound sale, the Florida-specific closing costs run about $6,102 (deed doc stamps + owner’s title + recording). In Martin County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Hobe Sound
The biggest Florida-specific costs at a Hobe Sound closing are the documentary stamp tax on the deed and owner's title insurance. Hobe Sound uses Florida's standard deed doc-stamp rate of $0.70 per $100 of the sale price, and owner's title insurance is charged at state-promulgated rates — the same base rate at every title company in Florida. Here is roughly how the Florida-specific line items look on a $500,000 Hobe Sound sale:
Example: $500,000 sale in Hobe Sound
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers below:
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Who Pays for Title Insurance in Hobe Sound?
In Martin County, the settled custom is that the seller pays for the owner's title policy and, because the paying party typically selects the closing agent, that decision traditionally rests with the seller on a Hobe Sound sale. Remember, though, this is a county custom rather than a statute — every term is negotiable, so if you're selling you can name your own title company in the contract.
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Buying, selling, or refinancing in Hobe Sound? Leave your info and our team will reach out — fast, accurate, and licensed across all 67 Florida counties.
Property Taxes & Homestead in Hobe Sound
In Hobe Sound, taxes are set by the Martin County Property Appraiser at an approximate combined millage near 14.8 mills per $1,000 of taxable value. Your permanent home qualifies for the homestead exemption — up to $50,000 off taxable value plus the Save Our Homes 3% annual assessment cap — provided you own and occupy it by January 1. Because Florida resets the assessment to market value the January following a sale, plan your budget around a current market estimate, not the seller's existing tax bill.
Estimate Hobe Sound property taxesFree property-tax estimator with Martin millage & homestead→Recording Your Deed in Hobe Sound
Once you close, the deed and mortgage for your Hobe Sound property go on record at the Martin County Clerk of the Circuit Court. Recording fees are fixed by Florida statute statewide — $10 for the first page and $8.50 for each page after. Atlantic Title Firm takes care of it end to end: document prep, doc-stamp remittance, and recording, so your Hobe Sound closing is finalized and your title secured.
How Your Hobe Sound Closing Works
Open Title
Your agent, lender, or you send us the contract. We open the file and order the Hobe Sound title search right away.
Search & Examine
We examine the public record for liens, judgments, easements, and other clouds — and clear anything that turns up.
Commitment & Prep
We issue the title commitment, order estoppels and payoffs, and prepare your deed, settlement statement, and closing figures.
Close & Record
You sign and fund, then we record the deed and mortgage with the Martin County Clerk and issue your owner's title policy.
Hobe Sound Title & Property Considerations
Hobe Sound ranges from Jupiter Island oceanfront estates (high-value lien/judgment/entity searches, seawall and coastal-construction review) to gated golf communities (club and HOA estoppels) and Intracoastal homes with dock and flood questions. Martin County's low millage (about 14.8) is a local advantage.
Our Hobe Sound title search and examination are built to catch issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Hobe Sound
Atlantic Title Firm closes throughout Hobe Sound, including Jupiter Island, The Preserve at Jupiter Island, Lost Lake, Heritage Ridge, Hobe Sound Beach and more:
Closing in Hobe Sound? Let's Get Started.
Fast, accurate title & closing services — local to Hobe Sound, licensed across all 67 Florida counties.
☎ (561) 396-2692Order TitleHobe Sound Title Company FAQ
Does Atlantic Title Firm handle closings in Hobe Sound?
Yes. Atlantic Title Firm provides title insurance, escrow, and closing services throughout Hobe Sound, Martin County — for buyers, sellers, FSBOs, investors, and lenders.
Do you handle Jupiter Island and gated-community closings in Hobe Sound?
Yes. We handle high-value Jupiter Island and gated golf-community closings — coordinating estoppels and memberships and running thorough lien, judgment, and coastal-permit review so your purchase is protected.
How much are closing costs in Hobe Sound and who pays title insurance?
On a $500,000 Hobe Sound sale, the biggest Florida-specific costs are about $3,500 in deed documentary stamp tax and $2,575 in owner's title insurance at state-promulgated rates, plus recording fees. Use our closing cost calculator for your exact figure.
Who pays for title insurance in Hobe Sound?
In Martin County, the seller customarily pays for the owner's title insurance policy, and the paying party generally chooses the closing agent. It's a county custom, not state law, and it's negotiable.
Related Reading
Nearby Cities We Serve
Hobe Sound is in Martin County. See the full county page, or our statewide coverage across all 67 Florida counties.