Lake Nona Title Company
Title insurance, escrow and real estate closings in Lake Nona, backed by a licensed Florida agency serving all 67 counties.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Lake Nona and the rest of Orange County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Lake Nona know-how and statewide reach. Lake Nona is the master-planned district in southeast Orlando that Tavistock built around Medical City, the USTA campus and the airport, with Laureate Park’s modern neighborhoods, the gated Lake Nona Golf & Country Club, Eagle Creek and the Moss Park and Narcoossee subdivisions around it. Most of it is inside Orlando city limits; some is unincorporated Orange County. Our Lake Nona closings are new construction and near-new resales with CDDs and HOAs, luxury club files and relocation buyers from the health-care and tech employers.
On a typical $600,000 Lake Nona sale, the Florida-specific closing costs run about $7,302 (deed doc stamps + owner’s title + recording). In Orange County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Lake Nona
Every Lake Nona settlement statement carries two charges that exist only because the property is in Florida: documentary stamps on the deed ($0.70 for every $100 of the price in Orange County) and the owner's title insurance premium, which the state publishes as a promulgated rate so no title company can quote a lower or higher base premium. Applied to a $600,000 Lake Nona sale:
Example: $600,000 sale in Lake Nona
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Lake Nona closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Lake Nona
CDDs and Tavistock districts. Laureate Park and the Lake Nona villages sit in community development districts with bond assessments on the tax bill, plus master and sub-association estoppels. We show the CDD line separately and order every estoppel at file opening.
Builder and developer closings. Builders run their own timelines and steer buyers to affiliated title agencies, and Tavistock’s deed restrictions run with every lot. We review builder contracts, confirm each lot is released and issue the owner’s policy independently.
Club and luxury files. Lake Nona Golf & Country Club carries master and club estoppels, membership requirements and large transfer fees, and high-value files bring wire-fraud risk and entity buyers. We order every estoppel and verify every wire by phone.
Relocation buyers. Medical City, the VA hospital and the tech employers move people in on start dates. We run relocation files with early commitments and mail-away or remote online notarization signings.
Who Pays for Title Insurance in Lake Nona?
Custom in Orange County puts the owner's title premium on the seller, and Florida practice gives the closing-agent choice to whoever pays it, so the seller typically names the title company on a Lake Nona deal. That is habit, not statute. Cash buyers, relocation companies and investors often flip it, and the FAR/BAR contract is written to allow either arrangement. Ask for us either way.
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Property Taxes & Homestead in Lake Nona
Your Lake Nona tax bill starts with the Orange County Property Appraiser's assessment and multiplies it by a combined rate of roughly 14.1 mills (an approximate countywide average; rates vary by municipality and district). The homestead exemption removes up to $50,000 of taxable value for a primary residence held on January 1 and starts the 3% Save Our Homes cap, but a purchase resets the assessment to market value the following January. Estimate from the price you are paying, not the seller's bill.
Estimate Lake Nona property taxesFree property-tax estimator with Orange County millage & homestead→Recording Your Deed in Lake Nona
A Lake Nona closing is not finished until the deed and mortgage are on record with the Orange County Clerk in Orlando (the Orange County Comptroller records deeds). Florida's fee is fixed by statute at $10 for the first page and $8.50 for each additional page; doc stamps and intangible tax are paid at the same time. We e-record on closing day and send you the recorded deed and your owner's policy.
How Your Lake Nona Closing Works
Open Title
Your agent, lender, or you send us the contract. We open the file and order the Lake Nona title search right away.
Search & Examine
We examine the public record for liens, judgments, easements, and other clouds — and clear anything that turns up.
Commitment & Prep
We issue the title commitment, order estoppels and payoffs, and prepare your deed, settlement statement, and closing figures.
Close & Record
You sign and fund, then we record the deed and mortgage with the Orange County Clerk and issue your owner's title policy.
Lake Nona Title & Property Considerations
Homes under the airport approach carry avigation easements, and Moss Park and Narcoossee lots trace to former ranch land with agricultural easements and wetland buffers. Some Lake Nona addresses are unincorporated Orange County rather than Orlando, with different millage. Homes near the Osceola line raise county-of-record questions.
Deeds record with the Orange County Comptroller in Orlando. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our Lake Nona title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Lake Nona
Atlantic Title Firm closes throughout Lake Nona, including Laureate Park, Lake Nona Golf & Country Club, Eagle Creek, Medical City, Moss Park, Storey Park, the Narcoossee corridor, NorthLake Park, Village Walk and the Boggy Creek side:
Let's Close Your Lake Nona Deal.
Local Lake Nona knowledge, licensed in all 67 Florida counties, one call to get started.
☎ (561) 396-2692Order TitleLake Nona Title Company FAQ
Does Atlantic Title Firm close in Lake Nona and Laureate Park?
Yes. We provide title insurance, escrow and closings throughout Lake Nona, Laureate Park, Eagle Creek, Moss Park and the rest of Orange County, for buyers, sellers, builders, relocation buyers and lenders.
What do title insurance and doc stamps cost on a Lake Nona sale?
On a $600,000 Lake Nona sale the Florida-specific items are about $4,200 in deed documentary stamps, $3,075 in owner's title insurance and roughly $27 in recording, before lender fees, prorations and commissions.
Who pays for title insurance in Orange County?
The seller customarily pays for the owner's title policy in Orange County and usually chooses the closing agent. Builder and relocation contracts often shift that, and it is negotiable.
What is a CDD assessment in Laureate Park?
A bond repayment for the community's infrastructure, collected on the property tax bill and separate from HOA dues. We show it on the settlement statement so you can budget for it.
Is Lake Nona in Orlando or Orange County?
Most of it is inside Orlando city limits, but some subdivisions are unincorporated Orange County with different millage. We confirm the jurisdiction on every file.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Lake Nona agents make us their preferred title company.
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Nearby Cities & Counties We Serve
Lake Nona is in Orange County. See the full county page, or our statewide coverage across all 67 Florida counties.