Lantana Title Company
Title insurance, escrow and closings for Lantana and the Palm Beaches — local know-how, licensed in all 67 Florida counties.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Lantana and the rest of Palm Beach County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Lantana know-how and statewide reach. Lantana is the small fishing town on the Intracoastal between Lake Worth Beach and Boynton Beach, with the estates of Hypoluxo Island, a public beach on the barrier island, a 1920s and 1950s grid of cottages west of the water and a working waterfront that is slowly redeveloping. Our Lantana closings mix Intracoastal and island titles, older cottages with investor interest, condos on the water and first-time buyers priced out of the towns around it.
On a typical $400,000 Lantana sale, the Florida-specific closing costs run about $4,902 (deed doc stamps + owner’s title + recording). In Palm Beach County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Lantana
Most of what makes a Lantana closing “Florida-specific” comes down to two numbers: the documentary stamp tax on the deed, charged at $0.70 per $100 of the price in Palm Beach County, and the owner's title insurance premium, which Florida sets by rule so the base rate is the same at every title agency in the state. Here is how they land on a $400,000 Lantana purchase:
Example: $400,000 sale in Lantana
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Lantana closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Lantana
Hypoluxo Island and the Intracoastal. Waterfront lots raise seawall ownership, dock permits, sovereign submerged land and fixed-bridge questions. We confirm the seawall sits on the lot and every dock and lift is permitted before the policy issues.
Older cottages and investor files. The 1920s and 1950s grid sees steady flips. We check the town’s lien letter, code-enforcement liens and unpermitted work, especially enclosed porches and added units.
Waterfront condos. The Intracoastal and beach condos fall under milestone inspection and reserve rules. We pull the inspection and SIRS status with the estoppel and read minutes for pending assessments.
Redevelopment parcels. The Dixie Highway and waterfront redevelopment areas bring assemblage purchases and mixed-use titles. We handle entity buyers, cross-access easements and the town’s overlay rules.
Who Pays for Title Insurance in Lantana?
In Palm Beach County the long-standing custom is that the seller pays for the owner's title policy. Because Florida practice lets whoever pays for the policy pick the closing agent, most Lantana contracts name the seller's title company. Nothing in Florida law requires it: the FAR/BAR contract has a checkbox for either party, and buyers, particularly cash and investor buyers, negotiate it regularly. Whichever side you are on, we are happy to be written in.
Request a Lantana Closing Quote
Tell us a little about your Lantana purchase, sale or refinance and a licensed title agent will call you back with real numbers.
Property Taxes & Homestead in Lantana
The Palm Beach County Property Appraiser values every Lantana parcel each January 1, and the bill is the taxable value times the total millage, which runs about 19.5 mills (the 2025 City of Lantana total rate; unincorporated Palm Beach County parcels use a different, usually lower, rate). Two Florida rules matter most to a new owner: the homestead exemption (up to $50,000 off taxable value plus the 3% Save Our Homes cap) is available only if the home is your permanent residence on January 1, and the assessment resets to market value the year after you buy. The seller's old bill tells you very little about yours.
Estimate Lantana property taxesFree property-tax estimator with Palm Beach County millage & homestead→Recording Your Deed in Lantana
Every Lantana deed and mortgage goes on record with the Palm Beach County Clerk in West Palm Beach. Recording fees are the same in all 67 counties: $10 for the first page, $8.50 for each page after, plus the doc stamps and intangible tax collected at closing. We e-record the same day you sign, remit the taxes to the Department of Revenue, and issue your owner's policy once the documents are back.
How Your Lantana Closing Works
Open the File
Send us the executed contract — you, your agent or your lender. We open escrow, order the Lantana search and send wire-safety instructions the same day.
Search & Clear
Our examiners run the Palm Beach County records for liens, judgments, easements and gaps in the chain, then clear what turns up.
Commitment & Figures
You receive the title commitment; we order payoffs, estoppels and the survey and build the settlement statement with your lender.
Sign, Fund, Record
You sign in person, by mail or by remote online notary; funds disburse; the deed records with the Palm Beach County Clerk and your owner's policy issues.
Lantana Title & Property Considerations
Lantana’s 1920s plats carry vacated streets, FEC railroad rights of way and old fish-house easements, and older homes have unreleased mortgages and estate transfers that skipped probate. Hypoluxo Island straddles the Lantana-Hypoluxo line. Some addresses with Lantana mail are actually Hypoluxo, Lake Worth Beach or unincorporated Palm Beach County, with different millage.
Deeds record with the Palm Beach County Clerk in West Palm Beach. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our Lantana title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Lantana
Atlantic Title Firm closes throughout Lantana, including Hypoluxo Island, the Intracoastal waterfront, the beach, the 1950s grid, the Sportsman's Park area, the Dixie Highway corridor, Lantana Homes, the Lake Osborne side and the Hypoluxo line:
Buying or Selling in Lantana? We're Ready.
Local Lantana expertise, statewide licensing, and a closer who answers the phone.
☎ (561) 396-2692Order TitleLantana Title Company FAQ
Does Atlantic Title Firm close in Lantana and Hypoluxo Island?
Yes. We provide title insurance, escrow and closings throughout Lantana, Hypoluxo Island, Hypoluxo and the rest of Palm Beach County, for buyers, sellers, investors and lenders.
What do title insurance and doc stamps cost on a Lantana sale?
On a $400,000 Lantana sale the Florida-specific items are about $2,800 in deed documentary stamps, $2,075 in owner's title insurance and roughly $27 in recording. Our Lantana closing cost calculator adds lender fees and prorations.
Who pays for title insurance in Palm Beach County?
The seller customarily pays for the owner's title policy in Palm Beach County and usually chooses the closing agent. It is negotiable and the contract controls.
Who owns the seawall on a Hypoluxo Island lot?
Usually the lot owner, and the survey will show whether it sits on the lot. We confirm seawall ownership and dock permits before closing.
Does a renovated Lantana cottage need a permit check before closing?
Yes. Flips are common and unpermitted porch enclosures and added units are frequent. We pull the town's lien and permit letter on every file.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Lantana agents make us their preferred title company.
Open & Move Your File Online
Already have a signed contract? Send it over and we’ll open your file today.
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Nearby Cities & Counties We Serve
Lantana is in Palm Beach County. See the full county page, or our statewide coverage across all 67 Florida counties.