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Serving Miramar & Southwest Broward

Miramar Title Company

Miramar closings done right: title search, escrow, doc prep and recording from a Florida title agency licensed statewide.

Atlantic Title Firm provides title insurance, escrow, and closing services throughout Miramar and the rest of Broward County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Miramar know-how and statewide reach. Miramar stretches fourteen miles from the older east-side grid near US 441 to the gated lake communities of the west, Silver Lakes, Sunset Lakes, Vizcaya, Monarch Lakes and Riviera Isles, built in the 1990s and 2000s on former Everglades farmland. It is one of Broward’s most diverse cities and a steady lender-driven market. Our Miramar closings are mostly resale homes in gated communities, with investor files on the east side and relocation buyers throughout.

$0.70
Deed doc stamp / $100
20.06
City of Miramar millage (2025)
$520,000
Approx. local median

On a typical $520,000 Miramar sale, the Florida-specific closing costs run about $6,342 (deed doc stamps + owner’s title + recording). In Broward County, the buyer customarily pays the owner’s title policy and usually chooses the closing agent.

Title & Closing Costs in Miramar

If you have bought or sold in another state, two Miramar line items will look unfamiliar. Florida taxes the transfer itself through deed doc stamps at $0.70 per $100, and it fixes the owner's title premium by regulation, so the rate is identical whether you close with us or anyone else in Broward County. Worked through on a $520,000 Miramar sale:

Example: $520,000 sale in Miramar

Deed doc stamps (rate $0.70/$100)$3,640
Owner's title insurance (promulgated)$2,675
Recording (statutory)~$27
Illustrative Florida-specific total$6,342

These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Miramar closing cost calculator, or use the statewide tools below:

What Is Different About Closing in Miramar

Gated communities with layered fees. Silver Lakes, Sunset Lakes and Vizcaya carry master and sub-association estoppels, capital contributions and approval processes that can take weeks. We order every estoppel and start the association approval the day the file opens.

Broward’s county-wide lien search. Broward municipalities, Miramar included, issue lien and permit letters that lenders expect on every file. We order the city lien search early, because open permits from roof and hurricane-shutter jobs are the most common closing delay.

Western drainage and lake lots. The west-side communities are built around man-made lakes with drainage easements, littoral-zone rules and South Broward Drainage District assessments. We show the district line on the statement and explain what a lake-lot owner can and cannot do at the water’s edge.

East-side investor files. The 1950s and 1960s neighborhoods near 441 see steady flips and rentals. We check code-enforcement liens, open permits and unpermitted work such as converted garages and enclosed patios.

Who Pays for Title Insurance in Miramar?

Miramar follows the Broward County custom, which runs the other way from most of Florida: the buyer ordinarily pays the owner's title insurance premium, and by Florida tradition the party footing that cost chooses the title and closing agent. So on a typical Miramar transaction the buyer makes the call. It is a local custom, not a legal requirement, and it is always open to negotiation — if you're buying, we'd be glad to be your choice.

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Miramar Closing Cost Quote

Buying, selling or refinancing in Miramar? We'll send a written quote for title, escrow and recording within one business day.

Property Taxes & Homestead in Miramar

The Broward County Property Appraiser assesses Miramar property every January 1, and the total levy is about 20.1 mills per $1,000 of taxable value (the 2025 City of Miramar total rate; unincorporated Broward County parcels use a different, usually lower, rate). A permanent resident can claim the homestead exemption and the Save Our Homes 3% cap; an investor or second-home buyer cannot, and every buyer inherits a fresh market-value assessment the year after closing. Model it before you make an offer.

Estimate Miramar property taxesFree property-tax estimator with Broward County millage & homestead

Recording Your Deed in Miramar

Once you sign and fund, Atlantic Title Firm records your deed (and mortgage, if any) with the Broward County Clerk in Fort Lauderdale (the County Records Division), pays the statutory recording fee of $10 for the first page plus $8.50 per additional page, and remits the deed and note doc stamps and intangible tax. Electronic recording means a Miramar deed is usually on record the same day.

How Your Miramar Closing Works

1

Open the File

Send us the executed contract — you, your agent or your lender. We open escrow, order the Miramar search and send wire-safety instructions the same day.

2

Search & Clear

Our examiners run the Broward County records for liens, judgments, easements and gaps in the chain, then clear what turns up.

3

Commitment & Figures

You receive the title commitment; we order payoffs, estoppels and the survey and build the settlement statement with your lender.

4

Sign, Fund, Record

You sign in person, by mail or by remote online notary; funds disburse; the deed records with the Broward County Clerk and your owner's policy issues.

Miramar Title & Property Considerations

Miramar’s west side was platted from drained agricultural land, so old canal and drainage-district easements appear on many surveys. Homes near Miramar Parkway’s commercial corridor may carry cross-access easements. Some addresses with Miramar mail are actually Pembroke Pines, West Park or unincorporated Broward, with different millage.

Deeds record with the Broward County Records Division in Fort Lauderdale. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.

Our Miramar title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.

Neighborhoods & Areas We Serve in Miramar

Atlantic Title Firm closes throughout Miramar, including Silver Lakes, Sunset Lakes, Vizcaya, Monarch Lakes, Riviera Isles, Nautica, Huntington, the Miramar Parkway corridor and the east-side grid near 441:

Silver LakesSunset LakesVizcayaMonarch LakesRiviera IslesNauticaHuntingtonMiramar Parkway corridorEast MiramarPembroke Pines (nearby)

Have a Miramar Contract? Send It Over.

We'll open the file today and quote your closing costs to the dollar.

☎ (561) 396-2692Order Title

Miramar Title Company FAQ

Does Atlantic Title Firm close in Miramar and Southwest Broward?

Yes. We provide title insurance, escrow and closings throughout Miramar, Silver Lakes, Sunset Lakes, Vizcaya and the rest of Broward County, for buyers, sellers, investors, relocation companies and lenders.

What do title insurance and doc stamps cost on a Miramar sale?

On a $520,000 Miramar sale the Florida-specific items are about $3,640 in deed documentary stamps, $2,675 in owner's title insurance and roughly $27 in recording. Our Miramar closing cost calculator adds lender fees and prorations.

Who pays for title insurance in Broward County?

The buyer customarily pays for the owner's title policy in Broward County and usually chooses the closing agent. It is negotiable and the contract controls.

How long does HOA approval take in a Miramar gated community?

Often two to four weeks for a master and sub-association. We submit the application the day the file opens so the approval is back before the closing date.

What is a municipal lien search and why does Miramar need one?

A city letter listing open permits, code violations and unpaid fees against the property. Lenders expect it in Broward, and open permits are the most common reason a closing slips.

For Real Estate Agents
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A dedicated closer, co-branded marketing, and clear updates on every file — see why Miramar agents make us their preferred title company.

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Nearby Cities & Counties We Serve

Miramar is in Broward County. See the full county page, or our statewide coverage across all 67 Florida counties.

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