Nocatee Title Company
Nocatee closings done right: title search, escrow, doc prep and recording from a Florida title agency licensed statewide.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Nocatee and the rest of St. Johns County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Nocatee know-how and statewide reach. Nocatee is the master-planned community that stretches from Ponte Vedra toward the Intracoastal in north St. Johns County, with a sliver across the Duval County line. Twenty Mile, Crosswater, Del Webb Ponte Vedra, the Town Center villages and dozens of builder neighborhoods make it one of the fastest-selling communities in the country, and nearly every Nocatee closing involves a community development district, a builder, and an association with real architectural teeth.
On a typical $650,000 Nocatee sale, the Florida-specific closing costs run about $7,902 (deed doc stamps + owner’s title + recording). In St. Johns County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Nocatee
If you have bought or sold in another state, two Nocatee line items will look unfamiliar. Florida taxes the transfer itself through deed doc stamps at $0.70 per $100, and it fixes the owner's title premium by regulation, so the rate is identical whether you close with us or anyone else in St. Johns County. Worked through on a $650,000 Nocatee sale:
Example: $650,000 sale in Nocatee
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers below:
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What Is Different About Closing in Nocatee
The Tolomato CDD. Nocatee’s parks, water park, roads and amenities are financed by the Tolomato Community Development District, whose bond and operating assessments appear on every tax bill. They are among the larger CDD assessments in Florida. The bond balance stays with the lot unless the contract says otherwise, and we pull the district’s figures so the proration and the payoff option are handled correctly. See how special districts show up on title.
Builder closings and your right to choose. Many Nocatee homes are sold new by national builders who steer buyers to an affiliated title company. In Florida you generally keep the right to choose your own closer, and an independent search matters on a lot that was platted, financed and released through a developer’s master mortgage.
Master-plan covenants and 55-plus villages. Nocatee’s master declaration, village sub-associations and, in Del Webb Ponte Vedra, age-restriction covenants each require an estoppel and each carries transfer or capital-contribution fees. We order them early so the settlement statement is accurate the first time.
The county line. A handful of Nocatee parcels lie in Duval County, with a different clerk, millage and homestead office. We confirm the county from the parcel ID before preparing documents, because Jacksonville-side parcels record in a different courthouse.
Who Pays for Title Insurance in Nocatee?
Who writes the check for the owner's policy in Nocatee? By St. Johns County custom, the seller, which is also why the seller usually gets to choose the closing agent. The custom is strong but not binding: the contract's title paragraph decides, and we close plenty of Nocatee files where the buyer pays and picks, or where the cost is split.
Nocatee Closing Cost Quote
Buying, selling or refinancing in Nocatee? We'll send a written quote for title, escrow and recording within one business day.
Property Taxes & Homestead in Nocatee
The St. Johns County Property Appraiser assesses Nocatee property every January 1, and the total levy is about 15.0 mills per $1,000 of taxable value (an approximate countywide average; rates vary by municipality and district). A permanent resident can claim the homestead exemption and the Save Our Homes 3% cap; an investor or second-home buyer cannot, and every buyer inherits a fresh market-value assessment the year after closing. Model it before you make an offer.
Estimate Nocatee property taxesFree property-tax estimator with St. Johns County millage & homestead→Recording Your Deed in Nocatee
Once you sign and fund, Atlantic Title Firm records your deed (and mortgage, if any) with the St. Johns County Clerk in St. Augustine, pays the statutory recording fee of $10 for the first page plus $8.50 per additional page, and remits the deed and note doc stamps and intangible tax. Electronic recording means a Nocatee deed is usually on record the same day.
How Your Nocatee Closing Works
Open the File
Send us the executed contract — you, your agent or your lender. We open escrow, order the Nocatee search and send wire-safety instructions the same day.
Search & Clear
Our examiners run the St. Johns County records for liens, judgments, easements and gaps in the chain, then clear what turns up.
Commitment & Figures
You receive the title commitment; we order payoffs, estoppels and the survey and build the settlement statement with your lender.
Sign, Fund, Record
You sign in person, by mail or by remote online notary; funds disburse; the deed records with the St. Johns County Clerk and your owner's policy issues.
Nocatee Title & Property Considerations
Because Nocatee is new construction, the common finds are recent: unreleased construction liens, developer partial releases, open pool and fence permits, and preserve or conservation easements along the Nocatee Preserve and the Intracoastal marsh. Homes near the Intracoastal sit in AE flood zones and elevation certificates are routine loan conditions.
St. Johns County’s base millage is moderate, but the CDD line can add several thousand dollars a year on a Nocatee lot, so budget from the full tax bill. Deeds record with the St. Johns County Clerk in St. Augustine (or the Duval County Clerk in Jacksonville); we e-record on closing day.
Our Nocatee title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Nocatee
Atlantic Title Firm closes throughout Nocatee, including Twenty Mile, Crosswater, Del Webb Ponte Vedra, Nocatee Town Center, Kelly Pointe, Coastal Oaks, Austin Park and the Seabrook villages:
Have a Nocatee Contract? Send It Over.
We'll open the file today and quote your closing costs to the dollar.
☎ (561) 396-2692Order TitleNocatee Title Company FAQ
Does Atlantic Title Firm close in Nocatee?
Yes. We provide title insurance, escrow and closings throughout Nocatee, including Twenty Mile, Crosswater, Del Webb Ponte Vedra and the Town Center villages, on both the St. Johns and Duval sides.
What do title insurance and doc stamps cost on a Nocatee sale?
On a $650,000 Nocatee sale the Florida-specific items are about $4,550 in deed documentary stamps, $3,325 in owner's title insurance and roughly $27 in recording, before lender fees, CDD prorations and commissions.
Who pays for title insurance in St. Johns County?
The seller customarily pays for the owner's title policy in St. Johns County and usually chooses the closing agent. On new construction the builder's contract often changes that, and it is negotiable.
How is the Tolomato CDD assessment handled at closing?
The annual installment is on the tax bill and prorated like taxes. The bond balance stays with the lot unless the contract requires a payoff. We obtain the district's current figures before closing.
Do I have to use the builder's title company in Nocatee?
Generally no. Florida lets you choose your own title company; builders may offer incentives but usually cannot require their closer as a condition of sale. Read the contract's title paragraph before you sign.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Nocatee agents make us their preferred title company.
Open & Move Your File Online
Already have a signed contract? Send it over and we’ll open your file today.
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Nearby Cities & Counties We Serve
Nocatee is in St. Johns County. See the full county page, or our statewide coverage across all 67 Florida counties.