Starke Title Company
A licensed Florida title agency closing real estate in Starke, Bradford County and statewide — with the local knowledge Starke files demand.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Starke and the rest of Bradford County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Starke know-how and statewide reach. Starke is the Bradford County seat on Highway 301 between Jacksonville and Gainesville, a strawberry-and-timber town with a historic downtown, Camp Blanding and the perfectly round Kingsley Lake to its east, and farm and timber land in every direction. Since Starke is the seat, every Bradford deed records here. Our Starke closings mix in-town resales, Kingsley Lake cottages, military and prison-workforce buyers and rural acreage.
On a typical $250,000 Starke sale, the Florida-specific closing costs run about $3,102 (deed doc stamps + owner’s title + recording). In Bradford County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Starke
Sellers and buyers in Starke ask the same first question: what does the state take? The answer is the deed doc stamps at $0.70 per $100 of the sale price and the promulgated owner's title premium, a rate fixed by Florida regulation rather than by the title company. On a $250,000 Starke sale the two look like this:
Example: $250,000 sale in Starke
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Starke closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Starke
Kingsley Lake. Lake lots are old family cottages on a spring-fed lake bordered by Camp Blanding, with high-water-line, dock and military-boundary questions. We read the survey against the plat and confirm docks are permitted.
Timber and farm acreage. Bradford parcels carry timber-company mineral reservations, agricultural exemptions, greenbelt clawbacks and old family-partition deeds. We reconcile the survey with the deed and clear or except the reservations before a buyer plans to build.
Military and workforce buyers. Camp Blanding, the state prisons and Jacksonville commuters bring VA loans and relocation timelines. We know the VA’s fee rules and handle powers of attorney for deployed guard members.
Manufactured homes. Many Bradford homes are manufactured on owned land. We handle title-certificate transfers and retiring the title when home and land convey together.
Who Pays for Title Insurance in Starke?
Starke follows the seller-pays convention used across Bradford County: the seller covers the owner's title insurance premium and, in exchange, selects the title and closing agent. Treat it as a starting point rather than a rule. The contract can put the premium on the buyer, split it, or leave the seller paying while the buyer chooses the closer. We work all of those arrangements every week.
Free Starke Title Quote
Contract in hand or still shopping? Leave your details and we'll walk you through your Starke closing costs and next steps.
Property Taxes & Homestead in Starke
Property taxes in Starke are set by the Bradford County Property Appraiser's assessment and a stack of millage rates that together come to roughly 20.0 mills (the 2025 City of Starke total rate; unincorporated Bradford County parcels use a different, usually lower, rate). Buy a homestead and you get up to $50,000 in exemptions plus the Save Our Homes 3% cap going forward, but the cap the seller enjoyed does not transfer: the assessment returns to market value the January after closing. Our estimator models both.
Estimate Starke property taxesFree property-tax estimator with Bradford County millage & homestead→Recording Your Deed in Starke
Recording is the last step that makes a Starke sale official. The deed, the mortgage and any affidavits are filed with the Bradford County Clerk in Starke at Florida's statutory rate of $10 for the first page and $8.50 per additional page. Atlantic Title Firm prepares the package, pays the doc stamps and intangible tax, records electronically on closing day and delivers your recorded deed and title policy.
How Your Starke Closing Works
Contract In
Email or upload the signed contract. We open escrow, order the Starke title search and confirm your closing date within hours.
Examine Title
Our examiners review the Bradford County records for liens, judgments, easements and chain-of-title gaps and start clearing them.
Commitment Out
You and your lender receive the commitment; we order payoffs, estoppels and the survey and prepare the settlement statement.
Fund & Record
Sign in person, by mail or by remote notary; we disburse, e-record with the Bradford County Clerk and issue your owner's policy.
Starke Title & Property Considerations
Downtown Starke’s 1880s plats carry vacated streets and railroad rights of way, and older homes have unreleased mortgages and estate transfers that skipped probate, including heirs’-property situations. Most Starke-area addresses are unincorporated Bradford County or Lawtey, with different millage from the city.
Deeds record with the Bradford County Clerk right in Starke. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our Starke title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Starke
Atlantic Title Firm closes throughout Starke, including the historic downtown, the 301 corridor, Kingsley Lake, the Camp Blanding area, Lawtey, Hampton, Brooker, Keystone Heights and the Bradford farm country:
Ready to Close in Starke?
Order title, get a quote, or send us the contract — we handle the rest.
☎ (561) 396-2692Order TitleStarke Title Company FAQ
Does Atlantic Title Firm close in Starke and Bradford County?
Yes. We handle title insurance, escrow and closings throughout Starke, Lawtey, Hampton, Brooker, Kingsley Lake and the rest of Bradford County, for buyers, sellers, military families, landowners and lenders.
What do title insurance and doc stamps cost on a Starke sale?
On a $250,000 Starke sale the Florida-specific items are about $1,750 in deed documentary stamps, $1,325 in owner's title insurance and roughly $27 in recording. Our Starke closing cost calculator adds lender fees and prorations.
Who pays for title insurance in Bradford County?
The seller customarily pays for the owner's title policy in Bradford County and usually chooses the closing agent. It is negotiable and the contract controls.
Do Bradford County timber parcels have mineral reservations?
Many do. We identify the reservation on the commitment and explain what it means before you buy.
My family's Starke house was never probated. Can I sell it?
Often, yes, after a summary or formal probate, or through a non-probate path if the deed allows. We review the deed and the family situation and tell you which applies.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Starke agents make us their preferred title company.
Open & Move Your File Online
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Nearby Cities & Counties We Serve
Starke is in Bradford County. See the full county page, or our statewide coverage across all 67 Florida counties.