Atlantic Title Firm provides title insurance, escrow, and closing services throughout Boca Raton and the rest of Palm Beach County. Buyers, sellers, FSBOs, investors, and lenders all rely on us for accurate, on-time closings — backed by local Boca Raton know-how and statewide reach. From the gated country clubs west of town to the oceanfront condos along A1A, Boca Raton is one of South Florida's highest-value real estate markets — and its closings reflect that. Mandatory-membership country clubs, dense HOA and condo communities, and significant coastal property all shape what a clean Boca Raton closing requires.
On a typical $650,000 Boca Raton sale, the Florida-specific closing costs run about $7,902 (deed doc stamps + owner’s title + recording). In Palm Beach County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Boca Raton
When you close in Boca Raton, the costs unique to Florida are mainly the deed documentary stamp tax and owner's title insurance. Boca Raton uses Florida's standard deed doc-stamp rate of $0.70 per $100 of the sale price; owner's title, meanwhile, follows state-promulgated rates — the same everywhere in Florida. Here is roughly how those Florida-specific figures break down on a $650,000 Boca Raton sale:
Example: $650,000 sale in Boca Raton
Treat these as a ballpark: the real figures shift with the sale price, your financing, tax and HOA prorations, and how the contract splits costs. Calculate yours here:
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Who Pays for Title Insurance in Boca Raton?
In Palm Beach County, the settled custom is that the seller pays for the owner's title policy and, because the paying party typically selects the closing agent, that decision traditionally rests with the seller on a Boca Raton sale. Remember, though, this is a county custom rather than a statute — every term is negotiable, so if you're selling you can name your own title company in the contract.
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Buying, selling, or refinancing in Boca Raton? Leave your info and our team will reach out — fast, accurate, and licensed across all 67 Florida counties.
Property Taxes & Homestead in Boca Raton
In Boca Raton, taxes are set by the Palm Beach County Property Appraiser at an approximate combined millage near 18.6 mills per $1,000 of taxable value. Your permanent home qualifies for the homestead exemption — up to $50,000 off taxable value plus the Save Our Homes 3% annual assessment cap — provided you own and occupy it by January 1. Because Florida resets the assessment to market value the January following a sale, plan your budget around a current market estimate, not the seller's existing tax bill.
Estimate Boca Raton property taxesFree property-tax estimator with Palm Beach millage & homestead→Recording Your Deed in Boca Raton
Deeds and mortgages for Boca Raton properties are recorded with the Palm Beach County Clerk of the Circuit Court. Florida recording fees are statutory statewide — $10 for the first page and $8.50 for each additional page. As your closing agent, Atlantic Title Firm prepares the documents, collects and remits the doc stamps, and records everything with the Clerk so your Boca Raton closing is complete and your title is protected.
How Your Boca Raton Closing Works
Open Title
Your agent, lender, or you send us the contract. We open the file and order the Boca Raton title search right away.
Search & Examine
We examine the public record for liens, judgments, easements, and other clouds — and clear anything that turns up.
Commitment & Prep
We issue the title commitment, order estoppels and payoffs, and prepare your deed, settlement statement, and closing figures.
Close & Record
You sign and fund, then we record the deed and mortgage with the Palm Beach County Clerk and issue your owner's title policy.
Boca Raton Title & Property Considerations
Boca Raton has an unusually high concentration of mandatory-membership country clubs and equity clubs (Boca West, Woodfield, St. Andrews) where membership transfers and club estoppels must be handled precisely, plus dense condo and HOA communities that require accurate estoppel letters. On the barrier island we also watch for seawall, dock, and coastal-construction permit issues and flood-zone questions.
That is why our Boca Raton title work digs for these red flags up front — identifying and resolving them before closing so you own the property free of surprises.
Neighborhoods & Areas We Serve in Boca Raton
Atlantic Title Firm closes throughout Boca Raton, including Royal Palm Yacht & Country Club, Boca West, Old Floresta, Mizner Park, Boca Bath & Tennis and more:
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Fast, accurate title & closing services — local to Boca Raton, licensed across all 67 Florida counties.
☎ (561) 396-2692Order TitleBoca Raton Title Company FAQ
Does Atlantic Title Firm handle closings in Boca Raton?
Yes. Atlantic Title Firm provides title insurance, escrow, and closing services throughout Boca Raton, Palm Beach County — for buyers, sellers, FSBOs, investors, and lenders.
Do you handle country-club community closings in Boca Raton?
Yes. We regularly close in Boca Raton's equity and mandatory-membership communities (Boca West, Woodfield, St. Andrews, The Polo Club) and coordinate the club estoppel and membership transfer alongside the HOA estoppel so nothing is missed at closing.
How much are closing costs on a Boca Raton condo or home?
On a $650,000 Boca Raton sale, the biggest Florida-specific costs are about $4,550 in deed documentary stamp tax and $3,325 in owner's title insurance at state-promulgated rates, plus recording fees. Use our closing cost calculator for your exact figure.
Who pays for title insurance in Boca Raton?
In Palm Beach County, the seller customarily pays for the owner's title insurance policy, and the paying party generally chooses the closing agent. It's a county custom, not state law, and it's negotiable.
Related Reading
Nearby Cities We Serve
Boca Raton is in Palm Beach County. See the full county page, or our statewide coverage across all 67 Florida counties.