Atlantic Title Firm is a Florida title company serving West Palm Beach and the surrounding Palm Beach County area. We handle title insurance, escrow, and real estate closings for buyers, sellers, for-sale-by-owner deals, investors, and lenders — with local West Palm Beach knowledge and the reach to close anywhere in the state. West Palm Beach spans historic bungalow districts, a fast-growing downtown, and waterfront neighborhoods along the Intracoastal — a mix that keeps our title work varied. Older chains of title, historic-district renovation history, and a wave of new downtown condos all pass across our desk here.
On a typical $420,000 West Palm Beach sale, the Florida-specific closing costs run about $5,142 (deed doc stamps + owner’s title + recording). In Palm Beach County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in West Palm Beach
Two line items drive most of the Florida-specific cost of a West Palm Beach closing: the deed documentary stamp tax and owner's title insurance. West Palm Beach uses Florida's standard deed doc-stamp rate of $0.70 per $100 of the sale price, while owner's title is set at state-promulgated rates that are identical at every Florida title company. On a $420,000 West Palm Beach sale, those items look about like this:
Example: $420,000 sale in West Palm Beach
Every deal is different — price, loan, prorations, and the contract's cost-split all move these numbers. Get your own estimate below:
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Who Pays for Title Insurance in West Palm Beach?
West Palm Beach follows the Palm Beach County custom: the seller ordinarily pays the owner's title insurance premium, and by Florida tradition the party footing that cost chooses the title and closing agent. So on a typical West Palm Beach transaction the seller makes the call. It is a local custom, not a legal requirement, and it is always open to negotiation — if you're selling, we'd be glad to be your choice.
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Buying, selling, or refinancing in West Palm Beach? Leave your info and our team will reach out — fast, accurate, and licensed across all 67 Florida counties.
Property Taxes & Homestead in West Palm Beach
In West Palm Beach, taxes are set by the Palm Beach County Property Appraiser at an approximate combined millage near 18.6 mills per $1,000 of taxable value. Your permanent home qualifies for the homestead exemption — up to $50,000 off taxable value plus the Save Our Homes 3% annual assessment cap — provided you own and occupy it by January 1. Because Florida resets the assessment to market value the January following a sale, plan your budget around a current market estimate, not the seller's existing tax bill.
Estimate West Palm Beach property taxesFree property-tax estimator with Palm Beach millage & homestead→Recording Your Deed in West Palm Beach
Your West Palm Beach deed and any mortgage are recorded through the Palm Beach County Clerk of the Circuit Court, and Florida sets recording fees by statute everywhere in the state — $10 for the first page, $8.50 per additional page. We handle the whole recording step for you: preparing the documents, remitting the documentary stamps, and getting everything on record so your ownership is publicly protected.
How Your West Palm Beach Closing Works
Open Title
Your agent, lender, or you send us the contract. We open the file and order the West Palm Beach title search right away.
Search & Examine
We examine the public record for liens, judgments, easements, and other clouds — and clear anything that turns up.
Commitment & Prep
We issue the title commitment, order estoppels and payoffs, and prepare your deed, settlement statement, and closing figures.
Close & Record
You sign and fund, then we record the deed and mortgage with the Palm Beach County Clerk and issue your owner's title policy.
West Palm Beach Title & Property Considerations
West Palm Beach's historic districts (El Cid, Grandview Heights, Flamingo Park) mean older homes with long chains of title and frequent renovation history — so we look closely for open or expired permits and unrecorded contractor liens. Downtown's condo boom brings association estoppel and special-assessment questions, and Intracoastal properties can carry seawall and flood considerations.
We design each West Palm Beach title search to surface exactly these kinds of problems ahead of closing, clearing them so nothing clouds your title after the keys change hands.
Neighborhoods & Areas We Serve in West Palm Beach
Atlantic Title Firm closes throughout West Palm Beach, including El Cid, Flamingo Park, SoSo, Grandview Heights, Northwood Shores and more:
Closing in West Palm Beach? Let's Get Started.
Fast, accurate title & closing services — local to West Palm Beach, licensed across all 67 Florida counties.
☎ (561) 396-2692Order TitleWest Palm Beach Title Company FAQ
Does Atlantic Title Firm handle closings in West Palm Beach?
Yes. Atlantic Title Firm provides title insurance, escrow, and closing services throughout West Palm Beach, Palm Beach County — for buyers, sellers, FSBOs, investors, and lenders.
Do you close on historic homes in West Palm Beach?
Yes. Older West Palm Beach homes in districts like El Cid and Grandview Heights can have long chains of title and past renovations — our title search is built to surface open permits, prior liens, and boundary questions before you close.
How much are closing costs in West Palm Beach?
On a $420,000 West Palm Beach sale, the biggest Florida-specific costs are about $2,940 in deed documentary stamp tax and $2,175 in owner's title insurance at state-promulgated rates, plus recording fees. Use our closing cost calculator for your exact figure.
Who pays for title insurance in West Palm Beach?
In Palm Beach County, the seller customarily pays for the owner's title insurance policy, and the paying party generally chooses the closing agent. It's a county custom, not state law, and it's negotiable.
Related Reading
Nearby Cities We Serve
West Palm Beach is in Palm Beach County. See the full county page, or our statewide coverage across all 67 Florida counties.