North Palm Beach Title Company
A licensed Florida title agency closing real estate in North Palm Beach, Palm Beach County and statewide — with the local knowledge North Palm Beach files demand.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout North Palm Beach and the rest of Palm Beach County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local North Palm Beach know-how and statewide reach. North Palm Beach is the 1950s planned village on the Intracoastal between Palm Beach Gardens and Juno Beach, with finger canals off Lake Worth, the village-owned Jack Nicklaus country club, the marina condos of Old Port Cove and a grid of mid-century homes being replaced lot by lot with new builds. Boaters and second-home buyers drive the market. Our North Palm Beach closings mix canal-front titles, teardown lots, marina condos and luxury and trust purchases.
On a typical $700,000 North Palm Beach sale, the Florida-specific closing costs run about $8,502 (deed doc stamps + owner’s title + recording). In Palm Beach County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in North Palm Beach
Sellers and buyers in North Palm Beach ask the same first question: what does the state take? The answer is the deed doc stamps at $0.70 per $100 of the sale price and the promulgated owner's title premium, a rate fixed by Florida regulation rather than by the title company. On a $700,000 North Palm Beach sale the two look like this:
Example: $700,000 sale in North Palm Beach
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the North Palm Beach closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in North Palm Beach
Canal and Intracoastal frontage. The finger canals raise seawall ownership, dock permits, sovereign submerged land and bridge-clearance questions. We confirm the seawall sits on the lot and every dock and lift is permitted before the policy issues.
Teardown lots. Half the single-family sales are lot-value purchases. We confirm there are no demolition liens or open permits, check the village’s setback and height rules that govern the rebuild, and structure construction-loan closings with the lender.
Old Port Cove and the marina condos. The Intracoastal towers fall under milestone inspection and reserve rules, and boat slips sometimes convey separately from the unit. We pull the inspection and SIRS status and confirm what the slip conveyance actually covers.
Trust, entity and luxury files. High-value North Palm Beach closings often run through trusts or LLCs. We document the entity, handle SB 264 affidavits and FIRPTA where they apply, and verify every wire by phone.
Who Pays for Title Insurance in North Palm Beach?
North Palm Beach follows the seller-pays convention used across Palm Beach County: the seller covers the owner's title insurance premium and, in exchange, selects the title and closing agent. Treat it as a starting point rather than a rule. The contract can put the premium on the buyer, split it, or leave the seller paying while the buyer chooses the closer. We work all of those arrangements every week.
Free North Palm Beach Title Quote
Contract in hand or still shopping? Leave your details and we'll walk you through your North Palm Beach closing costs and next steps.
Property Taxes & Homestead in North Palm Beach
Property taxes in North Palm Beach are set by the Palm Beach County Property Appraiser's assessment and a stack of millage rates that together come to roughly 19.7 mills (an approximate countywide average; rates vary by municipality and district). Buy a homestead and you get up to $50,000 in exemptions plus the Save Our Homes 3% cap going forward, but the cap the seller enjoyed does not transfer: the assessment returns to market value the January after closing. Our estimator models both.
Estimate North Palm Beach property taxesFree property-tax estimator with Palm Beach County millage & homestead→Recording Your Deed in North Palm Beach
Recording is the last step that makes a North Palm Beach sale official. The deed, the mortgage and any affidavits are filed with the Palm Beach County Clerk in West Palm Beach at Florida's statutory rate of $10 for the first page and $8.50 per additional page. Atlantic Title Firm prepares the package, pays the doc stamps and intangible tax, records electronically on closing day and delivers your recorded deed and title policy.
How Your North Palm Beach Closing Works
Contract In
Email or upload the signed contract. We open escrow, order the North Palm Beach title search and confirm your closing date within hours.
Examine Title
Our examiners review the Palm Beach County records for liens, judgments, easements and chain-of-title gaps and start clearing them.
Commitment Out
You and your lender receive the commitment; we order payoffs, estoppels and the survey and prepare the settlement statement.
Fund & Record
Sign in person, by mail or by remote notary; we disburse, e-record with the Palm Beach County Clerk and issue your owner's policy.
North Palm Beach Title & Property Considerations
The village’s 1956 plats carry dredge-fill and bulkhead-line questions along the canals and old country-club easements on the golf-course lots. North Palm Beach requires a municipal lien letter that lenders expect. Some addresses with North Palm Beach mail are actually Palm Beach Gardens, Juno Beach or Lake Park, with different millage.
Deeds record with the Palm Beach County Clerk in West Palm Beach, with a north-county branch in Palm Beach Gardens. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our North Palm Beach title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in North Palm Beach
Atlantic Title Firm closes throughout North Palm Beach, including the Intracoastal canals, the Lake Worth waterfront, the Country Club, Old Port Cove, Prosperity Harbor, the Lighthouse Drive and Anchorage area, Yacht Club Drive, the Juno Beach approach and the Lake Park line:
Ready to Close in North Palm Beach?
Order title, get a quote, or send us the contract — we handle the rest.
☎ (561) 396-2692Order TitleNorth Palm Beach Title Company FAQ
Does Atlantic Title Firm close in North Palm Beach?
Yes. We handle title insurance, escrow and closings throughout North Palm Beach, Old Port Cove, Juno Beach, Lake Park and the rest of Palm Beach County, for buyers, sellers, boaters, trusts and lenders.
What do title insurance and doc stamps cost on a North Palm Beach sale?
On a $700,000 North Palm Beach sale the Florida-specific items are about $4,900 in deed documentary stamps, $3,575 in owner's title insurance and roughly $27 in recording. Our North Palm Beach closing cost calculator adds lender fees and prorations.
Who pays for title insurance in Palm Beach County?
The seller customarily pays for the owner's title policy in Palm Beach County and usually chooses the closing agent. Luxury and cash contracts often shift that, and it is negotiable.
Who owns the seawall on a North Palm Beach canal lot?
Usually the lot owner, and the survey will show whether it sits on the lot. We confirm seawall ownership and dock and lift permits before closing.
Does a boat slip at Old Port Cove come with the condo?
Not always. Slips sometimes convey separately or by lease. We confirm exactly what the contract conveys before the policy issues.
A dedicated closer, co-branded marketing, and clear updates on every file — see why North Palm Beach agents make us their preferred title company.
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Nearby Cities & Counties We Serve
North Palm Beach is in Palm Beach County. See the full county page, or our statewide coverage across all 67 Florida counties.