Atlantic Title Firm is a Florida title company serving Palm Beach Gardens and the surrounding Palm Beach County area. We handle title insurance, escrow, and real estate closings for buyers, sellers, for-sale-by-owner deals, investors, and lenders — with local Palm Beach Gardens knowledge and the reach to close anywhere in the state. Palm Beach Gardens is master-planned golf living — PGA National, BallenIsles, Mirasol, and Frenchman's Creek anchor a market of gated, amenitized communities. Community Development District (CDD) assessments and mandatory club memberships are common, and both belong in a careful Palm Beach Gardens closing.
On a typical $625,000 Palm Beach Gardens sale, the Florida-specific closing costs run about $7,602 (deed doc stamps + owner’s title + recording). In Palm Beach County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Palm Beach Gardens
Two line items drive most of the Florida-specific cost of a Palm Beach Gardens closing: the deed documentary stamp tax and owner's title insurance. Palm Beach Gardens uses Florida's standard deed doc-stamp rate of $0.70 per $100 of the sale price, while owner's title is set at state-promulgated rates that are identical at every Florida title company. On a $625,000 Palm Beach Gardens sale, those items look about like this:
Example: $625,000 sale in Palm Beach Gardens
Treat these as a ballpark: the real figures shift with the sale price, your financing, tax and HOA prorations, and how the contract splits costs. Calculate yours here:
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Who Pays for Title Insurance in Palm Beach Gardens?
Palm Beach Gardens follows the Palm Beach County custom: the seller ordinarily pays the owner's title insurance premium, and by Florida tradition the party footing that cost chooses the title and closing agent. So on a typical Palm Beach Gardens transaction the seller makes the call. It is a local custom, not a legal requirement, and it is always open to negotiation — if you're selling, we'd be glad to be your choice.
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Buying, selling, or refinancing in Palm Beach Gardens? Leave your info and our team will reach out — fast, accurate, and licensed across all 67 Florida counties.
Property Taxes & Homestead in Palm Beach Gardens
In Palm Beach Gardens, taxes are set by the Palm Beach County Property Appraiser at an approximate combined millage near 18.6 mills per $1,000 of taxable value. Your permanent home qualifies for the homestead exemption — up to $50,000 off taxable value plus the Save Our Homes 3% annual assessment cap — provided you own and occupy it by January 1. Because Florida resets the assessment to market value the January following a sale, plan your budget around a current market estimate, not the seller's existing tax bill.
Estimate Palm Beach Gardens property taxesFree property-tax estimator with Palm Beach millage & homestead→Recording Your Deed in Palm Beach Gardens
Your Palm Beach Gardens deed and any mortgage are recorded through the Palm Beach County Clerk of the Circuit Court, and Florida sets recording fees by statute everywhere in the state — $10 for the first page, $8.50 per additional page. We handle the whole recording step for you: preparing the documents, remitting the documentary stamps, and getting everything on record so your ownership is publicly protected.
How Your Palm Beach Gardens Closing Works
Open Title
Your agent, lender, or you send us the contract. We open the file and order the Palm Beach Gardens title search right away.
Search & Examine
We examine the public record for liens, judgments, easements, and other clouds — and clear anything that turns up.
Commitment & Prep
We issue the title commitment, order estoppels and payoffs, and prepare your deed, settlement statement, and closing figures.
Close & Record
You sign and fund, then we record the deed and mortgage with the Palm Beach County Clerk and issue your owner's title policy.
Palm Beach Gardens Title & Property Considerations
Palm Beach Gardens' gated golf communities frequently carry mandatory equity club memberships and Community Development District (CDD) assessments — both of which must be verified and disclosed at closing. Association estoppels, capital contributions, and any bond balances are routine review items here.
That is why our Palm Beach Gardens title work digs for these red flags up front — identifying and resolving them before closing so you own the property free of surprises.
Neighborhoods & Areas We Serve in Palm Beach Gardens
Atlantic Title Firm closes throughout Palm Beach Gardens, including PGA National, BallenIsles, Old Palm, Frenchman's Creek, Mirasol and more:
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Fast, accurate title & closing services — local to Palm Beach Gardens, licensed across all 67 Florida counties.
☎ (561) 396-2692Order TitlePalm Beach Gardens Title Company FAQ
Does Atlantic Title Firm handle closings in Palm Beach Gardens?
Yes. Atlantic Title Firm provides title insurance, escrow, and closing services throughout Palm Beach Gardens, Palm Beach County — for buyers, sellers, FSBOs, investors, and lenders.
Do you handle CDD and club-membership communities in Palm Beach Gardens?
Yes. We verify any Community Development District (CDD) assessment or bond balance and coordinate mandatory club-membership transfers alongside the HOA estoppel for communities like PGA National, BallenIsles, and Mirasol.
How much are closing costs in Palm Beach Gardens?
On a $625,000 Palm Beach Gardens sale, the biggest Florida-specific costs are about $4,375 in deed documentary stamp tax and $3,200 in owner's title insurance at state-promulgated rates, plus recording fees. Use our closing cost calculator for your exact figure.
Who pays for title insurance in Palm Beach Gardens?
In Palm Beach County, the seller customarily pays for the owner's title insurance policy, and the paying party generally chooses the closing agent. It's a county custom, not state law, and it's negotiable.
Related Reading
Nearby Cities We Serve
Palm Beach Gardens is in Palm Beach County. See the full county page, or our statewide coverage across all 67 Florida counties.