Loxahatchee Title Company
Local Loxahatchee title work with statewide reach — title insurance, escrow and closings for buyers, sellers, investors and lenders.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Loxahatchee and the rest of Palm Beach County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Loxahatchee know-how and statewide reach. Loxahatchee is the name for the horse-and-acreage country west of Royal Palm Beach and Wellington: the Acreage, a grid of thousands of unincorporated 1.25-acre lots on dirt roads with wells and septic, the Town of Loxahatchee Groves with its five-acre nurseries, and the new master-planned communities of Arden and Westlake rising on former farmland. Our Loxahatchee closings mix acreage and equestrian titles, drainage-district questions, new CDD-bonded builds and buyers looking for room.
On a typical $600,000 Loxahatchee sale, the Florida-specific closing costs run about $7,302 (deed doc stamps + owner’s title + recording). In Palm Beach County, the seller customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Loxahatchee
Strip away lender fees and prorations and a Loxahatchee closing has two Florida-mandated costs: the deed documentary stamp tax at $0.70 per $100 of the purchase price and the promulgated owner's title insurance premium. The first goes to the state; the second is set by the state. Here is the math on a $600,000 Loxahatchee transaction:
Example: $600,000 sale in Loxahatchee
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Loxahatchee closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Loxahatchee
Acreage, wells and septic. Every Acreage lot is on a well and septic, most roads are unpaved and maintained by the Indian Trail Improvement District, and the district’s assessment rides on the tax bill. We confirm legal access, check county health records and show the district line on the statement.
Equestrian and agricultural titles. Horse property carries agricultural exemptions, greenbelt clawbacks, bridle-path easements and, in Loxahatchee Groves, nursery and farm covenants. We confirm the exemption status and make sure barns and fences sit inside the surveyed lines.
Arden and Westlake CDDs. The new master-planned communities sit in community development districts with bond assessments plus master and sub-association estoppels. We show the CDD line separately and order every estoppel at file opening.
Three jurisdictions. The Acreage is unincorporated Palm Beach County, Loxahatchee Groves and Westlake are their own municipalities, and each has different millage, permitting and rules. We confirm the jurisdiction on every file.
Who Pays for Title Insurance in Loxahatchee?
In Loxahatchee, as across Palm Beach County, the working assumption is seller pays for the owner's title policy and selects the title company. Buyers sometimes assume that leaves them no say. It does not: the buyer can negotiate the choice of closer, will always pay for the lender's policy if there is a loan, and can ask for a simultaneous-issue discount on that policy. We explain the options before the contract is signed.
Talk to a Loxahatchee Title Agent
Questions about a Loxahatchee contract, a lien, or a deed? Leave your details and we'll call you back the same day.
Property Taxes & Homestead in Loxahatchee
Taxes on a Loxahatchee home are the Palm Beach County Property Appraiser's taxable value times a total rate of about 14.9 mills (an approximate countywide average; rates vary by municipality and district). Homestead buyers get up to $50,000 in exemptions plus the 3% Save Our Homes cap; everyone gets a reassessment to market value the January after the sale, which is why the seller's capped bill understates what you will owe.
Estimate Loxahatchee property taxesFree property-tax estimator with Palm Beach County millage & homestead→Recording Your Deed in Loxahatchee
The Palm Beach County Clerk in West Palm Beach is the recording office for every Loxahatchee deed, mortgage and satisfaction. Fees are the same statewide: $10 for page one and $8.50 for each page after. We prepare the documents, collect the doc stamps and intangible tax at closing, e-record and deliver the recorded instruments with your owner's title policy.
How Your Loxahatchee Closing Works
Contract In
Email or upload the signed contract. We open escrow, order the Loxahatchee title search and confirm your closing date within hours.
Examine Title
Our examiners review the Palm Beach County records for liens, judgments, easements and chain-of-title gaps and start clearing them.
Commitment Out
You and your lender receive the commitment; we order payoffs, estoppels and the survey and prepare the settlement statement.
Fund & Record
Sign in person, by mail or by remote notary; we disburse, e-record with the Palm Beach County Clerk and issue your owner's policy.
Loxahatchee Title & Property Considerations
Acreage lots trace to 1950s Royal Palm Beach Colony plats with drainage easements on every lot line and canal easements from the South Florida Water Management District. Some lots were sold by mail and carry unreleased installment contracts. Wildfire and flood history varies block by block, and older homes have unpermitted barns and additions.
Deeds record with the Palm Beach County Clerk in West Palm Beach. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our Loxahatchee title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Loxahatchee
Atlantic Title Firm closes throughout Loxahatchee, including the Acreage, Loxahatchee Groves, Arden, Westlake, the Seminole Pratt Whitney corridor, the Northlake Boulevard side, Deer Run, the Okeechobee Boulevard side and the Royal Palm Beach line:
Loxahatchee Title & Escrow, Handled.
Fast, accurate closings with a dedicated closer — call or order title online.
☎ (561) 396-2692Order TitleLoxahatchee Title Company FAQ
Does Atlantic Title Firm close in Loxahatchee and the Acreage?
Yes. We provide title insurance, escrow and closings throughout Loxahatchee, the Acreage, Loxahatchee Groves, Arden, Westlake and the rest of Palm Beach County, for buyers, sellers, horse owners, builders and lenders.
What do title insurance and doc stamps cost on a Loxahatchee sale?
On a $600,000 Loxahatchee sale the Florida-specific items are about $4,200 in deed documentary stamps, $3,075 in owner's title insurance and roughly $27 in recording, before lender fees, prorations and commissions.
Who pays for title insurance in Palm Beach County?
The seller customarily pays for the owner's title policy in Palm Beach County and usually chooses the closing agent. It is negotiable and the contract controls.
What should I check on an Acreage lot?
Legal road access, the Indian Trail district assessment, well and septic records, drainage and canal easements, the agricultural exemption and any clawback, and permits on barns and additions. We review all of it before the policy issues.
Is my Loxahatchee home in the Acreage, the Groves or Westlake?
They are three different jurisdictions with different millage and rules. We confirm which one on every file.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Loxahatchee agents make us their preferred title company.
Open & Move Your File Online
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Nearby Cities & Counties We Serve
Loxahatchee is in Palm Beach County. See the full county page, or our statewide coverage across all 67 Florida counties.