Margate Title Company
Title insurance, escrow and real estate closings in Margate, backed by a licensed Florida agency serving all 67 counties.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Margate and the rest of Broward County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Margate know-how and statewide reach. Margate is one of the most attainable cities in Broward, a 1950s and 1960s grid of block homes east of Rock Island Road, 55+ condo communities like Oriole Gardens and Paradise Gardens along Atlantic Boulevard, and the newer subdivisions of Coral Gate and Holiday Springs. First-time buyers, investors and retirees meet here, and the county’s buyer-pays custom governs most contracts. Our Margate closings are a mix of resales, condos, estates and flips.
On a typical $400,000 Margate sale, the Florida-specific closing costs run about $4,902 (deed doc stamps + owner’s title + recording). In Broward County, the buyer customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Margate
Every Margate settlement statement carries two charges that exist only because the property is in Florida: documentary stamps on the deed ($0.70 for every $100 of the price in Broward County) and the owner's title insurance premium, which the state publishes as a promulgated rate so no title company can quote a lower or higher base premium. Applied to a $400,000 Margate sale:
Example: $400,000 sale in Margate
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Margate closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Margate
Buyer pays, buyer chooses. Broward custom puts the owner’s title premium on the buyer, who therefore usually selects the closing agent. First-time buyers in Margate should expect to pick their title company.
55+ condos and reserve assessments. Oriole Gardens, Paradise Gardens and the Atlantic Boulevard communities carry age covenants, approval processes and reserve-funding assessments. We order the estoppel, confirm the buyer qualifies and read the minutes for pending assessments.
Investor and rehab volume. The block-home grid sees steady flips. We check code-enforcement liens, open permits and unpermitted work, especially enclosed carports, converted garages and added efficiencies.
Municipal lien letters. Margate issues a lien and permit letter that lenders expect, and open permits are the usual delay. We order it the day the file opens.
Who Pays for Title Insurance in Margate?
In Broward County the long-standing custom puts the owner's title policy on the buyer, and because whoever pays for the policy usually picks the closing agent, most Margate contracts name the buyer's title company. Sellers relocating from seller-pays counties are often pleasantly surprised. Nothing in Florida law requires it: the FAR/BAR contract has a checkbox for either party, and it is negotiated regularly. Whichever side you are on, we are happy to be written in.
Start Your Margate Quote
Leave your name and number and a licensed title agent will call with a Margate closing cost estimate — no obligation.
Property Taxes & Homestead in Margate
Your Margate tax bill starts with the Broward County Property Appraiser's assessment and multiplies it by a combined rate of roughly 21.6 mills (the 2025 City of Margate total rate; unincorporated Broward County parcels use a different, usually lower, rate). The homestead exemption removes up to $50,000 of taxable value for a primary residence held on January 1 and starts the 3% Save Our Homes cap, but a purchase resets the assessment to market value the following January. Estimate from the price you are paying, not the seller's bill.
Estimate Margate property taxesFree property-tax estimator with Broward County millage & homestead→Recording Your Deed in Margate
A Margate closing is not finished until the deed and mortgage are on record with the Broward County Clerk in Fort Lauderdale (the County Records Division). Florida's fee is fixed by statute at $10 for the first page and $8.50 for each additional page; doc stamps and intangible tax are paid at the same time. We e-record on closing day and send you the recorded deed and your owner's policy.
How Your Margate Closing Works
Open Title
Your agent, lender, or you send us the contract. We open the file and order the Margate title search right away.
Search & Examine
We examine the public record for liens, judgments, easements, and other clouds — and clear anything that turns up.
Commitment & Prep
We issue the title commitment, order estoppels and payoffs, and prepare your deed, settlement statement, and closing figures.
Close & Record
You sign and fund, then we record the deed and mortgage with the Broward County Clerk and issue your owner's title policy.
Margate Title & Property Considerations
Older Margate homes often carry unreleased mortgages from defunct lenders and estate transfers that skipped probate, and canal lots along the C-14 carry South Florida Water Management District easements. Coral Gate and Holiday Springs have HOAs with transfer fees. Some addresses with Margate mail are actually Coconut Creek, North Lauderdale or Coral Springs, with different millage.
Deeds record with the Broward County Records Division in Fort Lauderdale. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our Margate title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Margate
Atlantic Title Firm closes throughout Margate, including Oriole Gardens, Paradise Gardens, Holiday Springs, Coral Gate, Lakewood, the Atlantic Boulevard corridor, the Rock Island grid, Margate Village and the C-14 canal homes:
Let's Close Your Margate Deal.
Local Margate knowledge, licensed in all 67 Florida counties, one call to get started.
☎ (561) 396-2692Order TitleMargate Title Company FAQ
Does Atlantic Title Firm close in Margate?
Yes. We provide title insurance, escrow and closings throughout Margate, Oriole Gardens, Coral Gate, Holiday Springs and the rest of Broward County, for first-time buyers, sellers, investors, estates and lenders.
What do title insurance and doc stamps cost on a Margate sale?
On a $400,000 Margate sale the Florida-specific items are about $2,800 in deed documentary stamps, $2,075 in owner's title insurance and roughly $27 in recording. Our Margate closing cost calculator adds lender fees and prorations.
Who pays for title insurance in Broward County?
The buyer customarily pays for the owner's title policy in Broward County and usually chooses the closing agent. It is negotiable and the contract controls.
Does an older Margate home need a permit check before closing?
Yes. Enclosed carports, converted garages and added efficiencies are common and often unpermitted. We pull the city's lien and permit letter on every file.
What does an Oriole Gardens condo closing need?
The estoppel, proof the buyer meets the age restriction, association approval and a read of the minutes for reserve assessments. We order and review all of it.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Margate agents make us their preferred title company.
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Nearby Cities & Counties We Serve
Margate is in Broward County. See the full county page, or our statewide coverage across all 67 Florida counties.