Sunny Isles Beach Title Company
Local Sunny Isles Beach title work with statewide reach — title insurance, escrow and closings for buyers, sellers, investors and lenders.
Atlantic Title Firm provides title insurance, escrow, and closing services throughout Sunny Isles Beach and the rest of Miami-Dade County. Buyers, sellers, FSBOs, investors, and lenders rely on us for accurate, on-time closings — backed by local Sunny Isles Beach know-how and statewide reach. Sunny Isles Beach is a two-mile barrier island of condo towers between the Atlantic and the Intracoastal, from the 1960s motel-era buildings that survive along Collins Avenue to the Trump, Porsche Design and Armani towers that replaced them, with the single-family enclave of Golden Shores on the bay side. Its buyers come from Russia, Latin America, Canada and the Northeast, often through entities. Our Sunny Isles closings are almost entirely condos, with international buyers, milestone-rule buildings and the county’s buyer-pays custom.
On a typical $700,000 Sunny Isles Beach sale, the Florida-specific closing costs run about $8,502 (deed doc stamps + owner’s title + recording). In Miami-Dade County, the buyer customarily pays the owner’s title policy and usually chooses the closing agent.
Title & Closing Costs in Sunny Isles Beach
Strip away lender fees and prorations and a Sunny Isles Beach closing has two Florida-mandated costs: the deed documentary stamp tax at $0.70 per $100 of the purchase price and the promulgated owner's title insurance premium. The first goes to the state; the second is set by the state. Here is the math on a $700,000 Sunny Isles Beach transaction:
Example: $700,000 sale in Sunny Isles Beach
These are illustrative — your actual costs depend on price, financing, prorations, and who pays what under the contract. Run your own numbers with the Sunny Isles Beach closing cost calculator, or use the statewide tools below:
See all Florida title calculators →
What Is Different About Closing in Sunny Isles Beach
Buyer pays, buyer chooses. Miami-Dade custom puts the owner’s title premium on the buyer, who therefore usually selects the closing agent. Most Sunny Isles contracts follow that, and we are glad to be the buyer’s choice.
Milestone inspections on the older towers. The 1960s and 1970s buildings along Collins are under Florida’s milestone inspection and reserve rules, with concrete-restoration assessments common and some buildings facing termination votes for redevelopment. We pull the inspection and SIRS status and read approved minutes before the buyer commits.
International and entity buyers. Foreign buyers routinely purchase through LLCs or trusts. We handle SB 264 affidavits, FIRPTA on foreign sales, entity documentation and phone-verified wiring on every file.
New-tower closings. Pre-construction purchases close on the developer’s timeline with deposits held in escrow for years. We review the developer’s closing statement, confirm the deposit credits and issue the owner’s policy independently of the developer’s affiliate.
Who Pays for Title Insurance in Sunny Isles Beach?
In Miami-Dade County the long-standing custom puts the owner's title policy on the buyer, and because whoever pays for the policy usually picks the closing agent, most Sunny Isles Beach contracts name the buyer's title company. Sellers relocating from seller-pays counties are often pleasantly surprised. Nothing in Florida law requires it: the FAR/BAR contract has a checkbox for either party, and it is negotiated regularly. Whichever side you are on, we are happy to be written in.
Talk to a Sunny Isles Beach Title Agent
Questions about a Sunny Isles Beach contract, a lien, or a deed? Leave your details and we'll call you back the same day.
Property Taxes & Homestead in Sunny Isles Beach
Taxes on a Sunny Isles Beach home are the Miami-Dade County Property Appraiser's taxable value times a total rate of about 16.7 mills (the 2025 City of Sunny Isles Beach total rate; unincorporated Miami-Dade County parcels use a different, usually lower, rate). Homestead buyers get up to $50,000 in exemptions plus the 3% Save Our Homes cap; everyone gets a reassessment to market value the January after the sale, which is why the seller's capped bill understates what you will owe.
Estimate Sunny Isles Beach property taxesFree property-tax estimator with Miami-Dade County millage & homestead→Recording Your Deed in Sunny Isles Beach
The Miami-Dade County Clerk in Miami is the recording office for every Sunny Isles Beach deed, mortgage and satisfaction. Fees are the same statewide: $10 for page one and $8.50 for each page after. We prepare the documents, collect the doc stamps and intangible tax at closing, e-record and deliver the recorded instruments with your owner's title policy.
How Your Sunny Isles Beach Closing Works
Contract In
Email or upload the signed contract. We open escrow, order the Sunny Isles Beach title search and confirm your closing date within hours.
Examine Title
Our examiners review the Miami-Dade County records for liens, judgments, easements and chain-of-title gaps and start clearing them.
Commitment Out
You and your lender receive the commitment; we order payoffs, estoppels and the survey and prepare the settlement statement.
Fund & Record
Sign in person, by mail or by remote notary; we disburse, e-record with the Miami-Dade County Clerk and issue your owner's policy.
Sunny Isles Beach Title & Property Considerations
Oceanfront parcels sit seaward of the Coastal Construction Control Line, and Intracoastal units raise boat-slip ownership questions. Sunny Isles requires a municipal lien letter that lenders expect, and open unit-renovation permits are the usual delay. Golden Shores single-family lots carry canal seawall and dock questions. Some addresses with Sunny Isles mail are actually Golden Beach, Aventura or North Miami Beach, with different millage.
Deeds record with the Miami-Dade County Clerk in downtown Miami. Recording is statewide, $10 for the first page and $8.50 per additional page, and we e-record on closing day.
Our Sunny Isles Beach title search and examination are built to surface issues like these before you close — so you take title clean and your ownership is protected from day one.
Neighborhoods & Areas We Serve in Sunny Isles Beach
Atlantic Title Firm closes throughout Sunny Isles Beach, including the oceanfront towers, the Collins Avenue corridor, Golden Shores, the Intracoastal side, the Newport Pier area, the 163rd Street bridge area, the Winston Towers district and the Golden Beach line:
Sunny Isles Beach Title & Escrow, Handled.
Fast, accurate closings with a dedicated closer — call or order title online.
☎ (561) 396-2692Order TitleSunny Isles Beach Title Company FAQ
Does Atlantic Title Firm close in Sunny Isles Beach?
Yes. We provide title insurance, escrow and closings throughout Sunny Isles Beach, Golden Shores, Golden Beach and the rest of Miami-Dade County, for buyers, sellers, international and entity buyers, developers and lenders.
What do title insurance and doc stamps cost on a Sunny Isles Beach sale?
On a $700,000 Sunny Isles Beach sale the Florida-specific items are about $4,900 in deed documentary stamps, $3,575 in owner's title insurance and roughly $27 in recording. Our Sunny Isles Beach closing cost calculator adds lender fees and prorations.
Who pays for title insurance in Miami-Dade County?
The buyer customarily pays for the owner's title policy in Miami-Dade County and usually chooses the closing agent. It is negotiable and the contract controls.
Does an older Collins Avenue condo need a milestone inspection?
If the building is three stories or taller and past the statutory age, yes, and lenders now ask for it. We pull the status, the reserve study and any termination-vote history with the estoppel.
Can a foreign buyer close on a Sunny Isles condo through an LLC?
Yes. We document the entity, verify wiring by phone, and handle the SB 264 affidavit and FIRPTA rules where they apply.
A dedicated closer, co-branded marketing, and clear updates on every file — see why Sunny Isles Beach agents make us their preferred title company.
Open & Move Your File Online
Already have a signed contract? Send it over and we’ll open your file today.
Submit a Contract →Related Reading
Nearby Cities & Counties We Serve
Sunny Isles Beach is in Miami-Dade County. See the full county page, or our statewide coverage across all 67 Florida counties.